For organizational purposes the memo section of any blank check can be used to help you keep your check book balanced. A lot of folks have a hard time with this area or they simply ignore it altogether. For me though it is a great way to map my purchases and match up what each check went to at the end of the month when I look over bank statements and try and assure that there are no hidden charges in my banking.
As I look things over and balance everything else knowing that I did not leave that memo section empty on blank checks is very helpful. IT was so helpful in fact that I started doing the same thing on my business checks. As a result, and the result of coworkers all following suit, I now have an incredibly accurate and reliable checking account for both my private and business accounts.
Getting reliably accurate information about where your money is going gets harder every day in the digital age. With a little analogue technology like a pen and a blank check things get instantly easier to manage. Using that memo field is the first step to closer financial understanding.











